Living in Ocala, Florida
Your complete guide to calling Ocala home. Discover neighborhoods, cost of living, schools, and the quality of life that makes Ocala Florida's hidden gem.
Why Call Ocala Home?
From affordable living to natural beauty, discover what makes Ocala one of Florida's most desirable places to live.
Cost of living 8-12% below Florida average, with no state income tax and reasonable property taxes.
Subtropical climate with 235+ sunny days per year and mild winters perfect for year-round outdoor living.
Strategic location in Central Florida, within 2 hours of major cities and both coasts.
Marion County School District with highly-rated schools and excellent educational opportunities.
Tight-knit community with active neighborhoods, local events, and strong civic engagement.
Lower crime rates than state average with excellent police protection and community watch programs.
Ocala Neighborhoods
From historic downtown to family-friendly suburbs and horse country estates, find your perfect neighborhood.
Walkable arts district with historic charm, galleries, restaurants, and cultural events. Perfect for young professionals and empty nesters.
Established family neighborhoods with excellent schools, parks, and suburban amenities. Great for families with children.
Modern communities with new construction, golf courses, and shopping. Ideal for those wanting newer homes and amenities.
Rural estates and horse farms in the heart of Florida's Horse Capital. Perfect for equestrian enthusiasts and luxury living.
Essential Living Information
Everything you need to know about daily life in Ocala, from schools to healthcare to transportation.
Newcomer's Checklist
Your step-by-step guide to getting settled in Ocala, from the essentials to becoming part of the community.
- Register to vote
- Update driver's license
- Find grocery stores
- Locate urgent care/hospital
- Set up utilities
- Find family doctor/dentist
- School registration (if applicable)
- Library card registration
- Explore local restaurants
- Join neighborhood groups
- Update estate planning
- Attend community events
- Visit Silver Springs
- Explore downtown district
- Join recreational activities
- Discover local favorites
- Volunteer opportunities
- Support local businesses
- Attend horse shows/events
- Explore surrounding areas
- Make Ocala home!
Frequently Asked Questions
Get answers to the most common questions about living in Ocala, Florida.
Ocala offers an affordable cost of living, approximately 8-12% lower than the Florida average. Housing costs are particularly attractive, with median home prices around $180,000-220,000. The lack of state income tax and relatively low property taxes make Ocala especially appealing for retirees and families.
Top family neighborhoods include Southeast Ocala (great schools, family amenities), Stonecrest (newer developments, golf communities), and areas near Forest High School. These neighborhoods offer excellent schools, parks, and family-friendly amenities with easy access to shopping and recreation.
Ocala enjoys a subtropical climate with warm, sunny weather most of the year. Winter temperatures average 65-75°F, perfect for outdoor activities. Summers are warm (80-90°F) with afternoon thunderstorms providing natural cooling. The area experiences about 235 sunny days per year.
Ocala's economy centers around healthcare (multiple hospitals), education, agriculture (especially horse industry), manufacturing, and tourism. Major employers include HCA Florida Ocala Hospital, Marion County School District, and the horse industry, which generates over $2 billion annually.
Ocala is generally considered safe, with crime rates lower than many Florida cities. The Marion County Sheriff's Office provides excellent coverage, and many neighborhoods have active community watch programs. Most residential areas, especially newer developments, have very low crime rates.
Ocala is centrally located: 1 hour to Gainesville, 1.5 hours to Orlando, 1.5 hours to Tampa, 2 hours to Jacksonville, and 2.5 hours to both Miami and the Gulf Coast beaches. This makes it perfect for day trips while enjoying small-town living.