Moving to Ocala, Florida
Your complete relocation guide to Marion County — cost of living, neighborhoods, schools, jobs, healthcare, and what daily life is really like in the Horse Capital of the World.
Why People Are Moving to Ocala
Ocala is one of Florida's fastest-growing cities, attracting families, retirees, and remote workers with a cost of living well below state and national averages, no state income tax, and a quality of life anchored by natural beauty, growing amenities, and genuine community warmth. Located in central Florida with easy highway access to Orlando, Tampa, and Gainesville, Ocala offers big-city proximity without big-city prices or congestion.
6 Reasons to Move to Ocala
No State Income Tax
Florida has no personal state income tax, which can save residents thousands annually compared to states like New York, California, or Illinois.
Year-Round Sunshine
Over 250 sunny days per year with mild winters averaging 60°F. You can enjoy outdoor activities every month of the year.
Growing Economy
Marion County's economy is diversifying beyond agriculture into logistics, healthcare, manufacturing, and remote work, creating steady job growth.
Affordable Housing
Home prices and rent are significantly below state and national averages, offering more space and value for your money.
Natural Beauty
Crystal-clear springs, the Ocala National Forest, hundreds of miles of trails, and a landscape that ranges from rolling pastures to subtropical wilderness.
Community Spirit
Strong sense of community with local events, farmers markets, volunteer opportunities, and a welcoming small-city atmosphere.
Cost of Living Comparison
See how Ocala compares to national averages (2026 estimates).
| Category | Ocala | National Avg | Difference |
|---|---|---|---|
| Median Home Price | $285,000 | $412,000 | ~31% below national average |
| Median Rent (2BR) | $1,350/mo | $1,800/mo | ~25% below national average |
| Groceries | 96 index | 100 index | 4% below national average |
| Utilities | 97 index | 100 index | Slightly below average |
| Property Tax Rate | ~0.89% | ~1.10% | No state income tax in FL |
| Gas (per gallon) | $3.15 | $3.40 | Varies seasonally |
Best Neighborhoods in Ocala
Each area of Ocala has its own personality, price point, and lifestyle appeal.
Downtown Ocala
Historic downtown with charming brick streets, local boutiques, restaurants, and nightlife. Growing young professional scene with renovated lofts and townhomes.
SE Ocala / Shores
Well-established neighborhoods with mature trees, good schools, and proximity to shopping and medical. Popular with families and long-time residents.
SW 200 Corridor
Fastest-growing area with new subdivisions, retail centers, and dining. Popular with relocating families for its modern homes and convenient shopping.
On Top of the World
Premier age-restricted community with golf, fitness centers, clubs, and an active social calendar. Thousands of residents and resort-style amenities.
NW Ocala / Horse Country
Rolling horse farms, white fences, and oak-canopied roads. Perfect for equestrians, hobby farmers, and those wanting space and tranquility.
Belleview / South Marion
South of Ocala with more affordable housing options, access to the Santos Trail system, and a small-town feel with growing amenities.
Frequently Asked Questions
Is Ocala Florida a good place to live?
Yes, Ocala is consistently rated as one of the best places to live in Florida for its affordable cost of living, natural beauty, growing job market, and strong sense of community. The city offers big-city amenities (hospitals, shopping, dining) with a small-town feel. It's particularly popular with retirees, families, equestrians, and remote workers seeking Florida sunshine without coastal price tags. Marion County's population has grown over 15% in the last decade.
What is the cost of living in Ocala FL?
The cost of living in Ocala is approximately 10-15% below the national average. Median home prices hover around $285,000 (vs. $412,000 nationally), and rent for a 2-bedroom averages $1,350/month. Groceries, utilities, and transportation costs are also slightly below national averages. Combined with Florida's lack of state income tax, residents often find their dollars stretch significantly further than in other states.
What are the best neighborhoods in Ocala Florida?
The best neighborhoods in Ocala depend on your lifestyle. Downtown Ocala offers walkability and urban charm. SE Ocala/Shores is established and family-friendly. The SW 200 Corridor has the newest construction and retail. On Top of the World is a premier 55+ community. NW Ocala/Horse Country offers rural equestrian estates. Belleview provides affordable housing south of town. Each area has distinct character and price points.
How far is Ocala from Orlando and Tampa?
Ocala is approximately 80 miles (1 hour 15 minutes) north of Orlando and 100 miles (1 hour 40 minutes) north of Tampa via I-75. Gainesville is 35 miles north (45 minutes). This central location gives residents easy access to major airports (Orlando MCO, Tampa TPA), theme parks, professional sports, and coastal beaches while enjoying Marion County's lower cost of living.
Are there good schools in Ocala Florida?
Marion County Public Schools serves over 43,000 students with 50+ schools. Top-rated schools include Vanguard High School (IB program), Forest High School, Liberty Middle School, and several A-rated elementary schools. Private school options include Trinity Catholic High School, Redeemer Christian School, and St. John Lutheran. The College of Central Florida and Webster University provide local higher education options.
What is the job market like in Ocala?
Ocala's job market is growing, with major employers including AdventHealth, HCA Florida hospitals, Marion County government, AutoZone distribution center, FedEx Ground, and the growing equestrian industry. The city is also attracting remote workers due to affordable housing and quality of life. Key growth sectors include healthcare, logistics, manufacturing, education, and hospitality tied to the World Equestrian Center.
Written by Locals
This relocation guide is created by the Only In Ocala editorial team — Marion County residents with combined decades of local experience. Cost of living data sourced from BLS, Census Bureau, and local market analysis. Last updated February 2026. Contact us with questions.