Northpointe Bank

Northpointe Bank operates as "A different kind of bank with you at the center," providing innovative banking and lending solutions nationwide from their headquarters in Grand Rapids, Michigan, with a particular focus on home lending, specialized mortgage programs, and personalized financial services that address the diverse needs of modern borrowers and banking customers. This forward-thinking financial institution has built its reputation on developing creative lending solutions for borrowers who may not qualify for traditional mortgage programs, including self-employed individuals, entrepreneurs, and others with non-traditional income documentation requirements who deserve access to competitive home financing options. Northpointe Bank's comprehensive service portfolio encompasses home lending with competitive rates and flexible qualification criteria, traditional banking products including checking and savings accounts designed for modern banking needs, certificate of deposit accounts with attractive rates such as their 4.25% APY 11-Month CD Special, home equity loans that help homeowners access their property's accumulated value, and comprehensive insurance options including home, auto, and life insurance that protect customers' most important assets. The bank's specialization in Non-Qualified Mortgage (Non-QM) loans sets them apart in the lending industry by providing financing solutions for borrowers whose income, credit, or property characteristics fall outside traditional lending guidelines but who nonetheless represent good credit risks deserving of competitive financing options. Northpointe Bank's innovative approach to banking includes embracing technology and streamlined processes that make banking more convenient while maintaining the personal service and attention to detail that customers expect from their financial institution.